Quick answer

Buy six Seagate Exos X24 24TB in one RAIDZ2 vdev: $5,688 for 96TB usable, and the cheapest 24TB drive in the class at $39.50 per terabyte. Rebuild floors run 21.6 to 23.4 hours across all three brands, so price decides the drive rather than speed.

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Twenty-four terabytes takes the better part of a day to copy at the drive maker’s own best-case number. A rebuild is messier than that. And the rebuild is exactly when you find out whether you bought the right layout.

The NAS hard drive guide covers which drives are good. This page answers the next question: which 20TB-plus drives belong in a six-bay box once rebuild time and failure behaviour are part of the price?

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Bigger is not reliably cheaper per terabyte

Nine exact model numbers, lowest in-stock price each, August 2026:

Model20TB22TB24TB
Seagate Exos$791.99 — $39.60/TB$983.50 — $44.70/TB$948.00 — $39.50/TB
WD Red Pro$836.99 — $41.85/TB$879.99 — $40.00/TB$1,059.99 — $44.17/TB
Toshiba MG$889.99 — $44.50/TB$959.99 — $43.64/TB$1,035.00 — $43.12/TB

Four of the six capacity steps lower cost per terabyte. Two raise it. WD Red Pro improves from 20TB to 22TB then gets worse at 24TB. Seagate gets worse at 22TB and recovers at 24TB. Toshiba falls at both steps.

The “buy the biggest drive, it’s cheaper per TB” rule of thumb is wrong often enough to be worth thirty seconds with a calculator. Six drives from this grid runs $4,752 to $6,360, so a step in the wrong direction is real money.

Search NeweggLink checked 2026-09-07Search AmazonLink checked 2026-09-07

Prices move. Check before you buy six of anything.

The rebuild floor

Take the most generous possible assumption — the drive sustains its rated maximum across the whole platter, the replacement is empty, nothing else is using the NAS — and a full copy still takes this long:

24TB modelRated maxFull-copy floor
Seagate Exos X24 ST24000NM002H285 MB/s23.4 hours
WD Red Pro WD241KFGX287 MB/s23.2 hours
Toshiba MG11ACA24TE295 MiB/s21.6 hours

Rates from the Seagate Exos X24 manual, the WD Red Pro data sheet, and the Toshiba MG11 overview.

You will not hit those numbers. TrueNAS’s dRAID primer explains why: a traditional RAIDZ resilver reads every surviving disk at once and chases scattered blocks, which turns much of the job into random I/O rather than the clean sequential streaming the spec sheet describes. Add parity work, whatever else the NAS is serving, and how full the pool is.

Six-wide at 24TB means reading up to 120TB and writing 24TB — 144TB of device traffic through one rebuild. Plan for a day. The three drives are close enough on paper that none of them buys you a meaningfully shorter window.

The URE calculation is the wrong reason to pick RAIDZ2

You will see this argument everywhere, so it is worth dismantling properly.

All three current 24TB drives are rated around one unrecoverable sector per 10^15 bits. The famous calculation treats that as an independent per-bit probability:

P(at least one error) ≈ 1 − exp(−B/q)

Five full 24TB survivors hold 960 trillion bits. At q = 10^15 that returns 61.7%. Using the older consumer-grade 10^14 figure returns 99.99% — which is where “RAID 5 is dead” came from.

The arithmetic is fine. The assumption underneath it is not. A qualification limit is a bound the manufacturer guarantees, not a claim that every bit is an identical coin flip at exactly that rate.

The field data disagrees with the model directly. Bairavasundaram et al. studied 1.5 million drives over 32 months (FAST/SIGMETRICS, 2007) and found latent sector errors in 3.45% of nearline drives and 1.46% of enterprise drives — with strong temporal and spatial clustering, and five of eighteen drive families recording none at all. Errors bunch up in particular drives and particular families. They do not sprinkle themselves evenly across your array.

That study does not prove RAIDZ1 is safe. It proves 61.7% is not a real prediction about your rebuild.

So pick redundancy on structure, not on that percentage — which lands you in the same place for a better reason.

What to actually build

OpenZFS gives RAIDZ1 one device of fault tolerance and RAIDZ2 two. With six 24TB drives:

LayoutUsableAfter one failure
RAIDZ1120TBno margin for ~a day
RAIDZ296TBstill protected against a second failure
3 × mirrors72TBprotected — unless it’s the other half of that pair

Build one six-wide RAIDZ2 vdev. You give up 24TB to keep one device of fault tolerance through a copy job whose floor is already 21 hours. That is the entire argument, and it does not need the disputed percentage to work.

Choose three mirrored pairs instead if you want faster random I/O, want to expand two drives at a time, and would rather a rebuild read one disk than five. The sharp edge: lose both members of one pair and the pool is gone while four healthy drives watch.

Do not build six-wide RAIDZ1 at these capacities for anything you cannot restore from somewhere else. It saves one drive and spends every bit of your failure margin during the longest maintenance window the array will ever have.

The NAS capacity calculator runs the same parity maths for other drive counts and sizes.

Buy the Exos X24

Six Seagate Exos X24 24TB in one RAIDZ2 vdev. $5,688 for 96TB usable.

It is the cheapest 24TB drive in the class at $39.50/TB — $112 a drive under the WD Red Pro, which is $672 more across six bays for a disk that rebuilds no faster. Exos is also the cheapest option at 20TB, so if you want a smaller pool the answer does not change: six 20TB Exos at $791.99 is $4,752 for 80TB usable.

The rebuild argument does not separate these drives — 23.4 hours against 23.2 and 21.6 is noise once parity and live traffic are in play. So the money decides, and the money is not close.

Two things that would change the pick. If your enclosure’s compatibility list names Red Pro and not Exos, follow the list — a supported drive beats a cheaper one. And if you are buying into an existing pool, match what is already in the bays rather than mixing families.

RAIDZ2 survives a drive dying. It does not survive you deleting the wrong directory — keep a backup somewhere else.

Frequently asked questions

What RAID layout should I use for six 20TB or 24TB drives?
RAIDZ2. Six 24TB drives give you 96TB usable before filesystem overhead, and after the first drive dies you still have one device of fault tolerance while the replacement copies for the better part of a day. RAIDZ1 gives you 120TB and no margin during the longest maintenance event the pool will ever see. Three mirrored pairs give 72TB, faster random I/O and easier expansion, but losing both halves of one pair loses the whole pool.
How long does a 24TB NAS drive take to rebuild?
The floor is 21.6 to 23.4 hours for the three current 24TB models, calculated from each manufacturer’s published maximum sustained transfer rate. That is the best case and you will not hit it. Parity calculation, scattered block placement, other traffic on the NAS, controller limits and how full the pool is all push the real number higher. Plan for a day and be pleasantly surprised.
Does one error per 10^14 bits mean RAID 5 will fail on rebuild?
No, and this is the most repeated wrong idea in home storage. That figure is a qualification limit, not a per-bit coin flip, and treating it as one produces the famous ‘RAID 5 is dead’ percentages. A 1.5-million-drive field study found read errors cluster heavily by drive and by drive family, with five of eighteen families recording none at all. Use double parity because the rebuild window is long, not because of that arithmetic.
Is a bigger NAS drive always cheaper per terabyte?
No. Across nine exact model numbers priced in August 2026, four of six capacity steps lowered cost per terabyte and two raised it. WD Red Pro improved going 20TB to 22TB and got worse at 24TB. Seagate Exos got worse at 22TB then recovered at 24TB. Run the number on the exact model you are buying rather than assuming the larger disk wins.

Evidence ledger

Last updated
Methodology
This homelab guide was written and edited by Lowell K. Wood IV in St. Louis County, MO. Specs and prices verified against vendor and project documentation current on the date above. Full editorial standard: methodology.
Update log
  • 2026-09-07 — Last reviewed and updated.
Corrections
Spotted an error or a stale number? Email hello@techfuelhq.com. Confirmed corrections are added to the update log above.

About the author

Written by Lowell K. Wood IV, who builds and runs TechFuelHQ from St. Louis, Missouri.